Difference between share market and mutual fund

Share Market Vs Mutual Fund In Hindi: Friends nowadays everyone wants to invest money in share market and mutual fund but very few people know what is the difference between share market and mutual fund. In today’s article, we are going to discuss this topic and also tell you about the advantages and disadvantages of investing in share market and mutual funds.

whenever you share market either Mutual Fund If you start investing in it, then you need to know the difference between these two, what are the advantages and disadvantages of investing in it. If you do not have good knowledge of stock market and mutual funds, then your money can also be lost.

so guys if you difference between stock market and mutual fund If you want to know, then definitely read this article till the end. So friends let’s start this article without any delay.

What is stock market (Stock Market Kya Hai In Hindi)

Share Market It is a market where common citizens can buy or sell companies listed in the stock market. shares Work to buy and sell. There are mainly two stock exchanges in India. BSE and another NSE, investors in both stock exchange Invest in the shares of listed companies. When investors buy shares of a company, they become a shareholder of that company.

Difference Between Share Market and Mutual Fund Share Market vs Mutual Fund In Hindi

There is always financial risk involved in the stock market, so if you do not have a good knowledge of the stock market, then first you learn it and then go and invest in the stock market.

What is Mutual Fund (Mutual Fund Kya Hai In Hindi)

mutual fund There is a scheme in which many people collectively invest their money in a fund house where expert fund managers invest their money in stock market, bonds, government securities etc., and when there is profit after some time So fund houses keep 2 to 3 percent and give the rest of the money to the investors.

You can invest in mutual funds in two ways. SIP (Systematic Investment Plan) and another Lump Sum (Lump sum). In SIP, you have to invest a fixed amount every month in a mutual fund for a certain period of time and in Lump Sum you can invest a large amount in a mutual fund for a fixed period of time.

Mutual funds are a good option for those who do not have much understanding of the stock market.

Difference between stock market and mutual fund

Share market and mutual fund both are different from each other, we have explained the difference between them through the table below –

basis of difference Share Market mutual fund
possession In the stock market, you invest directly in the shares of the company itself. Investment in mutual funds is done indirectly, even though the money is yours, but in which stock to invest it, it is decided by the fund manager.
profit in investment You can buy shares of only one company at a time. Fund managers invest your money in shares of many companies at once.
control You are directly responsible for investing in shares. Stocks have a predefined portfolio, you have no control over the investment.
charge In the stock market, you have to pay a lot of fees and charges like brokerage, other transaction charges. In mutual funds, you have to pay fund management charges, front-end load / back-end load charges, etc.
regularity There is no fixed investment option in the stock market because the share prices fluctuate regularly. You can invest in Mutual Funds through a fixed monthly Systematic Investment Plan (SIP).
Return You get returns very quickly in the stock market. Mutual funds give good returns over a long period of time. Usually after 5 – 6 years.
risk The risk is high in the stock market. The risk in mutual funds is less as compared to the stock market.
choose whom Investing in the stock market is more beneficial for those who have a good understanding of the stock market. Investing in mutual funds is beneficial for those who do not understand the stock market but want to invest their money.
Difference between stock market and mutual fund

Benefits of investing in share market

You must be aware that by investing in the stock market, many investors become millionaires overnight, so the person who has a good understanding of the stock market has many benefits of the stock market. Following are some of the major advantages of investing in the stock market –

  • Investors get a lot of benefits in the stock market as compared to any other investment.
  • If you buy shares of the company, then you become a percentage shareholder of that company.
  • Company’s profits, bonuses etc. to investors Dividend See you as.
  • You can buy and sell shares anytime inside the stock market.
  • SEBI It acts as a regulator in the stock market, which protects the interests of investors, so investing in the stock market is absolutely safe.

Disadvantages of investing in share market

There are some disadvantages as well as advantages in the stock market, so not everyone invests in the stock market. Following are some of the disadvantages of share market –

  • There is always financial risk in the stock market as there are ups and downs in the market.
  • If you do not have good knowledge of stock market then you will lose your money in stock market.
  • When a company is closed down, the shareholders are paid last.

Benefits of investing in mutual funds

There are many benefits of investing in mutual funds such as –

  • Investing in mutual funds is less risky than the stock market.
  • Your investments in Mutual Funds are managed by expert people, which reduces the risk in Mutual Funds.
  • There are many schemes in mutual funds under which investors can invest in mutual funds.
  • You can start investing in mutual funds through SIP with a minimum of Rs 500 per month.
  • Bank Of Fixed Deposit And Recurring Deposit Compared to mutual funds, the profit is more.
  • In mutual funds, you can withdraw funds as per your requirement.

Disadvantages of investing in mutual funds

Like the stock market, there are also some disadvantages of investing in mutual funds, about which we have told you below –

  • Unlike FD, RD, there is no guarantee of return in mutual funds.
  • Since fund managers invest our money in mutual funds, we are not able to invest in our favorite stocks.
  • Investors in mutual funds have to pay tax so that some percentage of the profits are reduced.

FAQs: Stock Market And Mutual Fund In Hindi

I am a new investor so where should I invest?

If you are a new investor then you Groww App In the form of SIP in Mutual Funds, one should invest every month in Index Funds without any interruption.

Which is more risky share market or mutual fund?

There is risk in both the stock market and mutual fund but there is less risk in mutual fund.

Conclusion – Difference Between Stock Market and Mutual Fund in Hindi

So friends, in today’s blog post we learned that share market And Mutual Fund In what gap Is, If you have knowledge of share market then you can invest in share market, in this you get good returns in a very short time. But if you do not have good knowledge of share market then you can invest your money in mutual funds, it gives good returns in the long run.

We sincerely hope that after reading this article, you must have understood the difference between share market and mutual fund well, if you still have any questions regarding this article, then you can ask us in the comment box. Will try to answer quickly. Do share this article with your friends too so that they too can understand the stock market and mutual funds better.

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