What is Lump Sum Mutual Fund Lumpsum Investment

Lump Sum Investment Kya Hai In Hindi: Share Market You must be aware that there are two ways to invest in Mutual Funds. SIP And the second Lump Sum Investmet. We have told you about SIP in the previous writing, through today’s article we are going to tell you Lump Sum Kya Hai, How To Invest Lump Sum, Advantages And Disadvantages Of Lump Sum And What Is The Difference Between Lump Sum And SIP,

If you are also interested in the stock market or are planning to invest in mutual funds, then you must know about Lump Sum, because Lump Sum is a good medium to earn good money from mutual funds.

With Lump Sum, you can get more returns than SIP, to know how, read the article till the end. So let’s start today’s article without taking much of your time.

What is Lumpsum Investment (What is Lump Sum in Hindi)

Lump Sum or Lump sum Investment Such investment is called when the investor mutual fund Invests a lot of money in one go for a fixed time period.

What is Lump Sum, How to Invest Lumply in Mutual Funds - Lump Sum Kya Hai

If you say in simple language, the way you open a Fixed Deposit (FD) account in a bank, in which you deposit a lot of money in the bank at a time for a certain time period, and when that time period ends. If so, you withdraw your money with interest. Similarly, there is also Lump Sum investment.

Lump Sum is a good way to get good returns in Mutual Funds. When there is a huge fall in the stock market due to some reason, then the prices of all mutual funds also fall. At this time you can invest Lump Sum in a good mutual fund because at that time you get mutual funds at very low prices.

Definition of Lump Sum in Hindi

When a lot of money is invested in a mutual fund for a fixed period of time, it is called Lump Sum investment.

Lump sum meaning in Hindi

Lump Sum Hindi meaning is lump sum investment.

How to invest lumpsum in mutual funds

If you want to invest lumpsum in mutual funds, then we have told you the process below –

  • First do research on mutual funds.
  • After selecting the mutual fund, go to the official website of the mutual fund house and create an account.
  • Complete the process of KYC.
  • Set a fixed amount and a certain time period.
  • Now invest lumpsum, you can also take help of your advisor to invest.

Few things to keep in mind while making lump sum investment

If you want to invest in Mutual Funds through Lump Sum, then you can keep some things mentioned below in mind –

You should invest Lump Sum only if you share You have good market experience and you have a good amount of money to invest.

There are many mutual funds in the market, so before investing, do a thorough research that which mutual fund will be right for you.

After selecting mutual funds, decide how much you want to invest and for how long.

The timing of investing in Lump Sum is very important, if you invest in Mutual Funds through Lump Sum at the wrong time then you may also have to suffer huge losses. The probability of making profit in Lump Sum investment is high when there is a huge fall in the market and the market is preparing to climb up.

If Lump Sum investment is done for long term then good returns can be obtained from it. There are ups and downs in the stock market, so do not sell mutual funds due to greed in the rising market and fear in the falling market. Always invest Lump Sum for the long term only.

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Advantages of Lump Sum in Lumpsum Investment

Following are the advantages of lump sum investment –

  • Lump Sum can be a good option for experienced and good amount investors. Because in this way he can increase his risk appetite.
  • Lump Sum gives more return than Fixed Deposit.
  • Lump Sum Investing gives you the opportunity to invest a lot of money in Mutual Funds at a time.
  • With time you can increase your Lump Sum investment.
  • lump sum investment any stock broker And SEBI You can start from the bank attached to it.

Disadvantage of Lump Sum in Hindi

There are also some disadvantages of lump sum investment such as –

  • There is no guarantee of getting returns like Fixed Deposit.
  • Lump Sum done at the wrong time can make you lose your capital.
  • You cannot get good returns from short term lump sum investment.
  • Since Lump Sum requires more investment, it is not a good option for everyone.

Difference Between SIP and Lump Sum

We have told you the difference between Lump Sum and SIP through the table below –

SIP (Systematic Investment Plan) Lump Sum
In SIP, you have to invest a fixed amount every month for a specified time period. In Lump Sum you have to invest a fixed amount at a time for a fixed period of time.
Due to different market conditions, the risk in SIP is less. The risk remains high due to one-time investment of a large amount.
You can do SIP with a minimum of Rs 500. To do Lump Sum, you have to invest a minimum of 5 thousand.
Less return is available than Lump Sum. If you invest for a long time, there is a possibility of getting good returns.
SIP can prove to be ideal in both short term and long term situations. Lump Sum can prove to be ideal for long term investment and as per the market outlook.
(Difference Between Lump Sum and SIP in Hindi)

Common Questions Related to Lump Sum Investments

What is Lump Sum called in Hindi?

Lump Sum is called lump sum in Hindi, that is, a one-time investment of a large amount.

What is the minimum lumpsum investment that can be made?

You can invest a minimum lump sum of Rs 5000.

Who is better to invest in lumpsum?

Lump sum investment is better for those investors who have good experience in the stock market and have a huge amount to invest.

How to get more returns than SIP in Lump Sum?

The actual return of Lump Sum is more than SIP, the reason is that in Lump Sum you invest the entire amount at once, so that the return on the entire amount starts from the very beginning. Whereas in SIP money is deposited at different time intervals, due to which it takes some time to get the return.

Which investment is better in Lump Sum and SIP?

Both Lump Sum and SIP have their own characteristics and both are suitable as per the risk appetite, financial goals and requirements of the investor. For a new investor who works on a monthly salary, SIP is a good option for him, through SIP also you can earn a lot of money in the long run. Whereas for an experienced and big buck investor who wants to earn more capital, Lump Sum can be a good way for him.

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Last word: What is Lump Sum in Hindi

After reading this article, you must have understood that what is the difference between Lump Sum Kya Hai and SIP and Lump Sum. The stock market is always subject to risks, so to make any kind of investment, you must do good research and also take the help of your financial advisor.

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