What is STP in Mutual Funds (Difference Between STP and SIP) STP In Hindi

STP Kya Hai In Hindi: whoever person stock market is at all interested in mutual funds SIP It must be known about this, SIP is considered to be the best way to invest in Mutual Funds. In SIP, you have to invest a fixed amount every month in mutual funds for a fixed period.

But many times it happens that you want to transfer your money from one mutual fund scheme to another mutual fund scheme, like if you want to transfer your money from Debt fund to Equity, then it is possible through STP in mutual fund.

Most of the people who invest in mutual funds, very few of them know about STP, so we thought why not provide you complete information about STP today, because every investor investing in mutual funds Should know about STP.

In this article you will get to know that STP what Would IsSTP how many type of Would IsSTP Work How does IsSTP Of Advantages And Harm what Huh And STP And SIP In what gap Is,, So stay with us till the end of this article to know more STP what Is full information in hindi,

What is STP in Mutual Funds (Difference Between STP and SIP) STP In Hindi

Meaning of STP (STP Full Form)

The full form of STP is Systematic Transfer Plan which in Hindi means Systematic Transfer Plan. This is a scheme in mutual funds through which you can easily transfer money from one mutual fund scheme to another mutual fund scheme.

  • STP Full Form – Systematic Transfer Plan
  • Full name of STP – Systematic Transfer Scheme

What is STP

STP (Systematic Transfer Plan) mutual fund Inside is a plan that allows the investor to transfer his mutual fund scheme to another mutual fund scheme in the same mutual fund house.

Your invested amount through STP can be transferred regularly every month to your preferred scheme. Liquid and Debt funds are usually transferred to Equity through STP. Through STP, you can distribute your money in many schemes. The minimum STP amount depends on the fund scheme and the fund.

How Does STP Work

To understand STP well, it is necessary to understand that How does STP work? Let us understand it with an example.

Suppose you currently have an amount of Rs 5 lakh, which you want to invest in equity through STP, then for this you will first have to find a Debt or Liquid scheme and then put the entire Rs 5 lakh in that scheme.

When you put your money in Liquid or Debt fund, at the same time you have to decide how much money you will transfer to Equity every month through STP. Let us tell you that the transfer can be on a daily, weekly, monthly or quarterly basis. Suppose you want to transfer 10 thousand rupees in equity every month, then it will take 50 months to transfer the entire 5 lakh rupees.

In this way your money gets transferred systematically from one mutual fund scheme to another mutual fund scheme.

What are the types of STP (Types of STP In Hindi)

There are three types of STP – Fixed, Capital Growth and Flexi STP, now let us understand these three one by one.

#1 – Fixed STP

In Fixed STP, the investor can transfer a fixed amount from one fund to another.

#2 – Capital Growth

In Capital Growth STP, the investor can transfer only the profits from one fund to another fund.

#3 – Flexi STP (Flexi STP)

Unlike Fixed STP, in Flexi STP, the investor has the option to select a variable amount.

Advantages of STP

The investor gets many benefits of STP such as –

  • In STP, you transfer your money little by little systematically from one mutual fund scheme to another mutual fund scheme, so there is a possibility of getting good returns in it.
  • Through STP, when you put a little money in equity, then the risk is reduced.
  • Through STP, investors in mutual funds can transfer their funds from one mutual fund scheme to another mutual fund scheme from time to time.
  • STP gives the facility to the investors to transfer their investment to the scheme of their choice.
  • The risk potential in STP is very less.

Disadvantage of STP

Along with the advantages of STP, there are also some disadvantages such as –

  • Like SIP, there is no guarantee of return in STP.
  • If you transfer your funds to the wrong mutual fund scheme, then your money can also be lost in it.

What is the difference between STP and SIP?

Both STP and SIP are very different from each other, below we have clearly explained the difference between these two to you through the table.

STP SIP
The full form of STP is Systematic Transfer Plan. The full form of SIP is Systematic Investment Plan.
STP is a scheme in which you transfer your money from one mutual fund scheme to another mutual fund scheme. In SIP, you invest money from your bank account in mutual funds.
STP is a fund transfer scheme. SIP is an investment plan.
There is no fixed minimum amount to invest in STP. The minimum amount to invest in SIP is Rs.500.
Difference between STP and SIP

FAQs: STP

What is the full form of STP?

The full form of STP is Systematic Transfer Plan.

What is STP?

In mutual funds, transferring money from one mutual fund scheme to another scheme of the same fund house is called STP.

What is the minimum amount to do STP?

There is no fixed minimum amount of STP, it depends on your fund and fund scheme.

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Conclusion – What is STP in Hindi

So this was the complete information about STP in mutual funds, we have tried to give you the information in this article. What is STP to explain well.

STP is very beneficial in Mutual Funds because if you invest in Equity together, then the risk is high, whereas through STP you invest in Equity in a systematic way, thus through STP in Mutual Funds, you reduce your risk. can reduce.

Hope you guys liked this article, if you still have any questions related to this article, then feel free to tell us in the comment box, we will answer your questions soon. Do share this article with your friends also who are interested in investing and visit our blog to read the best articles on topics like stock market, mutual funds.

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